E-Stamp Paper Punjab: How to Generate, Pay and Verify Online

Almost every property document in Punjab needs stamp paper, from a rent agreement to a sale deed. Punjab no longer uses old printed stamp papers bought from a vendor. Instead, stamp duty is paid through e-stamp paper, which is generated online, paid at a bank and printed with a QR code and a unique number. This guide explains what e-stamp paper is, how to generate it, how to pay for it, how to verify that it is genuine and the mistakes that can make a document invalid.

Quick answer: To get e-stamp paper in Punjab, open the official Punjab e-Stamping portal of the Board of Revenue, linked from punjab-zameen.gov.pk. Choose the document type, enter the names and CNICs of the parties and the property details, and generate the challan. Pay the amount at the Bank of Punjab or another designated bank, and collect the printed e-stamp. Every e-stamp has a unique number and QR code that you can check on the portal to confirm it is genuine and unused.

What Is E-Stamp Paper?

E-stamp paper is the electronic form of stamp paper. Instead of buying a pre-printed stamp paper of a fixed value, you create a challan for the exact duty your document needs, pay it at a bank and receive a printed certificate. The certificate carries the details of the parties, the type of document, the amount paid and a security code.

The system was introduced to stop fake and back-dated stamp papers, which were a common problem in property deals. Because every e-stamp is recorded online, anyone can check whether it is real and whether it has already been used.

Which Documents Need E-Stamp Paper?

• Sale deeds and agreements to sell
• Gift deeds (hiba nama)
• Rent and lease agreements
• Powers of attorney
• Mortgage and exchange deeds
• Affidavits and undertakings
• Partnership deeds and other agreements

Court fee stamps for cases are a separate category, known as judicial stamps. The documents above use non-judicial stamps.

How to Generate E-Stamp Paper Online

1. Open the official portal. Go to the Punjab e-Stamping system run by the Board of Revenue, which you can reach from punjab-zameen.gov.pk. You do not need to pay any agent to use it.
2. Choose the document type. Select the instrument you need, such as a sale deed, rent agreement, gift deed, power of attorney or affidavit. Property instruments are usually generated through the 32-A challan option.
3. Enter the parties' details. Add the name, CNIC, phone number and address of each party, for example the buyer and seller, or the landlord and tenant.
4. Enter the property details. For property documents, add the location, property type, area in marla, kanal or square feet, and the mauza and khasra numbers where needed.
5. Check the duty. The portal works out the stamp duty, using the official DC valuation where it applies. Some challans also include related charges such as registration fees.
6. Generate and save the challan. Download or print it and note its number.

If the area is given in marla, check which marla size the record uses. Our guide to marla to square feet conversion explains the difference.

How to Pay and Print the E-Stamp

1. Take the challan to a Bank of Punjab branch or another designated bank. Some banks also allow online payment.
2. Pay the exact amount shown on the challan.
3. Collect the printed e-stamp certificate, usually on legal-size paper, from the bank or the print option given after payment.
4. Check every detail on the printout before you leave.

Keep the payment receipt with the e-stamp until the document has been registered or signed.

How to Verify an E-Stamp

Always verify an e-stamp before you sign, especially if someone else has generated it for you.

1. Find the unique e-stamp number printed on the certificate, or scan its QR code.
2. Enter the number on the verification page of the Punjab e-Stamping portal.
3. Check that the names, CNICs, document type, amount and date match the printout.
4. Make sure the stamp has not already been used for another document.

Verify the original printout, not a photocopy or a picture sent on WhatsApp. Fake printouts that look real do circulate.

How Much Stamp Duty Do You Pay?

The amount depends on the document, not on the e-stamp itself:

• Sale deeds: stamp duty is a percentage of the property value. See our guide to property transfer fees in Punjab for the current rate and other charges.
• Gift deeds: gifts between close relatives in Punjab carry no stamp duty, while other gifts are charged a reduced rate. Our guide to the gift deed of property in Punjab explains which relatives qualify.
• Rent agreements: the duty depends on the rent and the length of the tenancy.
• Affidavits and simple agreements: usually a small fixed amount.

Property duty is worked out on the higher of the declared price and the official DC value. Our comparison of the DC rate and FBR valuation table explains how those values are set.

Common Mistakes to Avoid

• Wrong names or CNICs: a challan cannot be edited after it is generated. A mistake means a new challan and a refund application for the old one.
• Under-declaring the value: a document with too little stamp duty can be impounded and penalised under the Stamp Act, and may not be accepted as evidence until the shortfall is paid.
• Using one e-stamp twice: each e-stamp is for one document only.
• Not verifying: always check the number on the portal before signing.
• Paying through unofficial agents: generate and pay through the official portal and bank only.

E-Stamp Paper for Rent Agreements

Rent agreements are one of the most common uses of e-stamp paper. Generate the e-stamp in the names of the landlord and the tenant, then print the agreement on it or attach it as required. Our guide to the rent agreement format in Punjab lists the clauses to include, and our guide to tenant registration in Punjab explains the police registration that should follow.

Whether you are renting, buying or gifting, getting the stamp paper right is the first step. When you are ready to compare homes and plots, browse listings on Pakistan Property.

Frequently Asked Questions

1. What Is E-Stamp Paper in Punjab?

E-stamp paper is the electronic version of stamp paper. It is generated online, paid at a bank and printed with a unique number and QR code that can be verified on the official portal.

2. How Can I Get E-Stamp Paper Online?

Generate a challan on the Punjab e-Stamping portal by entering the document type and the parties' details, then pay it at the Bank of Punjab or another designated bank and collect the printed e-stamp.

3. How Do I Verify an E-Stamp?

Enter the unique e-stamp number or scan the QR code on the portal's verification page, and check that the details match and that the stamp has not been used.

4. Can I Correct a Mistake on an E-Stamp?

No. A challan cannot be edited after it is generated. You need to generate a new one and apply for a refund of the old one under the Stamp Act.

5. Can One E-Stamp Be Used for Two Documents?

No. Each e-stamp is recorded against one document and is marked as used once it is used.

6. Who Can Generate E-Stamp Paper?

Any citizen can generate the challan from a phone or computer and pay it at a designated bank. You do not need a stamp vendor or an agent.